If the Average Investor is Losing, Who is Winning?

If the Average Investor is Losing, Who is Winning?

When it comes to investing, for every loser there is an equal and opposite winner. If someone sells something to someone else and it goes up in value the person that sold lost while the person that bought won (and vice versa). According to Dalbar’s most recent study...
Top 10 Reasons Not to Plan for Retirement

Top 10 Reasons Not to Plan for Retirement

You probably read or hear about some “Top Ten” list nearly every day, but take a moment to read this one. This list is different, and probably not the kind of list you’d expect a financial advisor to write. Reason #10: “It’s too expensive” Being penny wise and dollar...
Should You Take a Pension Buyout?

Should You Take a Pension Buyout?

Interest rates have been soaring and bonds, typically seen as a more conservative or ‘safer’ investment, are seeing their largest loss in history as a result. In fact, if you look at the US Aggregate Bond Index (this is the most widely followed bond index and the...
Given What’s Happening in the World, is it Time to Sell?

Given What’s Happening in the World, is it Time to Sell?

There’s been a lot of negative news headlines recently and I’m hearing the phrase “with what’s going on right now, should I just cash everything out until things calm down?” when having new meetings with prospects. If you’ve been thinking or wondering the same thing,...